/* =========================================================
   בית המשכנתאות והפיננסים · עיצוב בהיר ועדכני
   צבעי המותג (ספר מותג): Pantone 546 C / 5483 C / 143 C / 7698 C
   ========================================================= */
:root{
  --bg:#ffffff; --bg2:#f5f9fa; --tint:#edf5f6; --tint2:#e3eff1;
  --ink:#0e2a30; --ink2:#16424c; --text:#10303a; --mute:#56707a; --mute2:#7d939a;
  --line:#e3ecee; --line2:#d3e1e4;
  --teal:#2b7c88; --teal2:#4f8a94; --blue:#3e7391; --sky:#d9edf1;
  --gold:#f4b13d; --gold2:#f8c76a; --gold3:#e39a1f; --goldsoft:#fff4dc;
  --goldg:linear-gradient(135deg,#fbd27e 0%,#f4b13d 50%,#e8a024 100%);
  --tealg:linear-gradient(135deg,#2b7c88 0%,#3e7391 100%);
  --ok:#1d9a63; --bad:#cf4436;
  --r:22px; --r2:30px;
  --sh1:0 1px 2px rgba(14,42,48,.05),0 8px 24px -12px rgba(14,42,48,.14);
  --sh2:0 2px 4px rgba(14,42,48,.04),0 24px 60px -24px rgba(14,42,48,.25);
  color-scheme:light;
}
*{box-sizing:border-box;margin:0}
html{scroll-behavior:smooth;background:var(--bg)}
body{font-family:"AAA Ploni",Heebo,system-ui,sans-serif;background:var(--bg);color:var(--text);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden}
a{color:inherit}
svg{display:block}
img{max-width:100%;display:block}
::selection{background:var(--gold2);color:var(--ink)}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.narrow{max-width:800px}
.center{text-align:center;margin-inline:auto}

/* ---------- type ---------- */
h1{font-size:clamp(2.5rem,6.2vw,4.8rem);line-height:1.04;font-weight:900;letter-spacing:-.03em;color:var(--ink)}
h2{font-size:clamp(1.85rem,3.8vw,3rem);font-weight:900;line-height:1.15;letter-spacing:-.02em;margin-bottom:34px;color:var(--ink);text-wrap:balance}
h2.center{max-width:22ch}
h3{font-size:1.2rem;font-weight:800;line-height:1.3;color:var(--ink)}
.gold{color:var(--gold3)}
.gtext{background:linear-gradient(120deg,#e8a024 0%,#f4b13d 40%,#2b7c88 100%);-webkit-background-clip:text;background-clip:text;color:transparent}
.kicker,.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--teal);font-weight:800;font-size:.88rem;letter-spacing:.02em;margin-bottom:16px;padding:6px 14px;border-radius:999px;background:var(--tint);border:1px solid var(--line2)}
.kicker::before,.eyebrow::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 3px rgba(244,177,61,.25)}
.kicker.center{display:flex;width:max-content;margin-inline:auto}
.lead{color:var(--mute);font-size:clamp(1.08rem,1.6vw,1.25rem);margin:22px 0 34px;max-width:54ch}
.body{color:var(--mute);margin-bottom:14px;font-size:1.06rem}
.note{color:var(--mute2);margin-top:28px;font-size:.95rem}
.more{margin-top:40px;text-align:center}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border:0;cursor:pointer;font:inherit;font-weight:800;text-decoration:none;padding:13px 26px;border-radius:999px;transition:transform .2s,box-shadow .25s,background .25s,border-color .25s,color .25s;white-space:nowrap}
.btn:hover{transform:translateY(-2px)}
.btn-gold{background:var(--goldg);color:#1a1405;box-shadow:0 10px 26px -10px rgba(232,160,36,.75),inset 0 1px 0 rgba(255,255,255,.5)}
.btn-gold:hover{box-shadow:0 16px 34px -10px rgba(232,160,36,.85),inset 0 1px 0 rgba(255,255,255,.5)}
.btn-ghost{border:1.5px solid var(--line2);color:var(--ink);background:#fff}
.btn-ghost:hover{border-color:var(--teal);color:var(--teal)}
.btn-dark{background:var(--ink);color:#fff;box-shadow:0 12px 28px -12px rgba(14,42,48,.6)}
.btn.sm{padding:9px 20px;font-size:.95rem}
.btn.big{padding:17px 34px;font-size:1.08rem}
.btn .arr{transition:transform .2s}
.btn:hover .arr{transform:translateX(-4px)}
.btn:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible,a:focus-visible,button:focus-visible{outline:3px solid var(--teal);outline-offset:3px}

/* ---------- nav ---------- */
.nav{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.85);backdrop-filter:blur(18px) saturate(1.5);-webkit-backdrop-filter:blur(18px) saturate(1.5);border-bottom:1px solid transparent;transition:border-color .3s,box-shadow .3s,background .3s}
.nav.scrolled{background:rgba(255,255,255,.96);border-bottom-color:var(--line);box-shadow:0 10px 30px -18px rgba(14,42,48,.25)}
.nav-in{display:flex;align-items:center;justify-content:space-between;height:80px;gap:20px}
.brand{display:flex;align-items:center;text-decoration:none;flex:none}
.brand img{height:44px;width:auto}
.links{display:flex;align-items:center;gap:4px}
.links a{text-decoration:none;color:var(--mute);font-weight:600;padding:8px 13px;border-radius:999px;transition:color .2s,background .2s}
.links a:hover{color:var(--ink);background:var(--bg2)}
.links a.on{color:var(--ink);background:var(--tint);box-shadow:inset 0 0 0 1px var(--line2)}
.nav-act{display:flex;align-items:center;gap:10px}
.burger{display:none;width:44px;height:44px;border:1px solid var(--line2);border-radius:14px;background:#fff;cursor:pointer;flex-direction:column;align-items:center;justify-content:center;gap:5px}
.burger span{display:block;width:18px;height:2px;background:var(--ink);border-radius:2px;transition:transform .2s,opacity .2s}
.menu-open .burger span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.menu-open .burger span:nth-child(2){opacity:0}
.menu-open .burger span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media (max-width:1080px){
  .burger{display:inline-flex}
  .links{display:none;position:absolute;top:100%;inset-inline:0;background:#fff;flex-direction:column;align-items:stretch;gap:2px;padding:10px 16px 18px;border-bottom:1px solid var(--line);box-shadow:0 30px 50px -20px rgba(14,42,48,.3)}
  .menu-open .links{display:flex}
  .links a{padding:14px;font-size:1.08rem;color:var(--ink);border-radius:14px}
}

/* ---------- ambient backgrounds ---------- */
.aurora{position:absolute;inset:0;overflow:hidden;pointer-events:none;z-index:0}
.aurora i{position:absolute;border-radius:50%;filter:blur(70px);animation:drift 20s ease-in-out infinite alternate}
.aurora i:nth-child(1){width:560px;height:560px;background:#cfe8ed;opacity:.9;top:-220px;inset-inline-start:-140px}
.aurora i:nth-child(2){width:480px;height:480px;background:#ffe3a8;opacity:.75;bottom:-240px;inset-inline-end:6%;animation-duration:24s}
.aurora i:nth-child(3){width:380px;height:380px;background:#d6e4f0;opacity:.8;top:18%;inset-inline-end:-160px;animation-duration:28s}
@keyframes drift{to{transform:translate(50px,30px) scale(1.1)}}
.grid-bg{position:absolute;inset:0;pointer-events:none;z-index:0;background-image:linear-gradient(rgba(14,42,48,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(14,42,48,.05) 1px,transparent 1px);background-size:56px 56px;mask-image:radial-gradient(ellipse 70% 60% at 50% 35%,#000 0,transparent 75%);-webkit-mask-image:radial-gradient(ellipse 70% 60% at 50% 35%,#000 0,transparent 75%)}

/* ---------- HERO ---------- */
.hero{position:relative;overflow:hidden;padding:70px 0 70px;isolation:isolate;background:linear-gradient(180deg,#f7fbfc 0%,#fff 100%)}
.hero-in{position:relative;z-index:1;display:grid;grid-template-columns:1.08fr 1fr;gap:56px;align-items:center}
.hero h1 .line{display:block}
.cta-row{display:flex;gap:14px;flex-wrap:wrap}
.trust-row{display:flex;align-items:center;gap:14px;margin-top:38px;flex-wrap:wrap;color:var(--mute);font-size:.95rem}
.trust-row b{color:var(--ink)}
.tr-ic{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;background:#fff;border:1px solid var(--line2);color:var(--teal);box-shadow:var(--sh1)}
.tr-ic svg{width:22px;height:22px}

/* hero visual */
.stage{position:relative;min-height:520px;display:grid;place-items:center}
.halo{position:absolute;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,#fff 0%,#e9f4f6 45%,rgba(233,244,246,0) 70%)}
.orbit{position:absolute;border:1px dashed var(--line2);border-radius:50%}
.orbit.o1{width:470px;height:470px;animation:spin 60s linear infinite}
.orbit.o2{width:340px;height:340px;border-style:solid;border-color:rgba(244,177,61,.35)}
.orbit.o1::after{content:"";position:absolute;top:-5px;left:50%;width:10px;height:10px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 5px rgba(244,177,61,.2)}
@keyframes spin{to{transform:rotate(360deg)}}
.house{position:relative;width:250px;z-index:1;filter:drop-shadow(0 30px 40px rgba(14,42,48,.22));animation:float 7s ease-in-out infinite}
@keyframes float{50%{transform:translateY(-14px)}}
.glass{background:rgba(255,255,255,.88);border:1px solid rgba(255,255,255,.9);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-radius:20px;box-shadow:0 1px 0 rgba(14,42,48,.04),0 24px 50px -20px rgba(14,42,48,.35),0 0 0 1px rgba(14,42,48,.05)}
.fcard{position:absolute;z-index:2;padding:16px 18px;color:var(--ink);animation:float 8s ease-in-out infinite}
.fcard small{display:block;color:var(--mute);font-size:.78rem;font-weight:600;margin-bottom:4px}
.fcard b{font-size:1.5rem;font-weight:900;line-height:1}
.fc-rate{top:6%;inset-inline-start:-2%;width:210px;animation-delay:-2s}
.fc-rate .spark{margin-top:10px;height:44px;width:100%}
.fc-rate .down{display:inline-flex;align-items:center;gap:4px;font-size:.8rem;font-weight:800;color:var(--ok);background:rgba(29,154,99,.1);padding:2px 8px;border-radius:999px;margin-inline-start:8px;vertical-align:middle}
.fc-file{bottom:-1%;inset-inline-start:-1%;width:228px;animation-delay:-4s}
.fc-file .row{display:flex;align-items:center;gap:12px}
.mini-ring{--p:72;width:54px;height:54px;border-radius:50%;flex:none;display:grid;place-items:center;background:conic-gradient(var(--gold) calc(var(--p)*1%),var(--tint2) 0)}
.mini-ring::before{content:attr(data-v);width:42px;height:42px;border-radius:50%;background:#fff;display:grid;place-items:center;font-weight:900;font-size:.85rem;color:var(--ink)}
.fc-file ul{list-style:none;padding:0;margin-top:12px;display:grid;gap:6px;font-size:.82rem}
.fc-file li{display:flex;justify-content:space-between;color:var(--text);background:var(--bg2);padding:6px 10px;border-radius:9px}
.fc-file li.ok::after{content:"✓";color:var(--ok);font-weight:900}
.fc-file li.wait::after{content:"⋯";color:var(--gold3);font-weight:900}
.fc-ok{top:42%;inset-inline-end:-4%;display:flex;align-items:center;gap:12px;padding:12px 16px;animation-delay:-1s}
.fc-ok .ic-ok{width:38px;height:38px;border-radius:12px;background:linear-gradient(135deg,#43d18f,#1d9a63);display:grid;place-items:center;color:#fff;font-weight:900}
.fc-ok b{font-size:1rem}
.fc-bank{top:2%;inset-inline-end:6%;padding:10px 14px;display:flex;gap:8px;align-items:center;font-weight:800;font-size:.9rem;animation-delay:-5s}
.fc-bank i{width:8px;height:8px;border-radius:50%;background:var(--ok);box-shadow:0 0 0 4px rgba(29,154,99,.18)}

/* ---------- stats ---------- */
.stats{position:relative;z-index:2;margin-top:-64px}
.stats-in{display:grid;grid-template-columns:repeat(5,1fr);text-align:center;border-radius:var(--r2);padding:30px 18px;gap:12px;background:#fff;border:1px solid var(--line);box-shadow:var(--sh2)}
.stats-in > div{position:relative}
.stats-in > div + div::before{content:"";position:absolute;inset-inline-start:-6px;top:15%;bottom:15%;width:1px;background:var(--line)}
.stats b{display:block;font-size:clamp(1.5rem,3vw,2.4rem);font-weight:900;line-height:1.1;background:var(--tealg);-webkit-background-clip:text;background-clip:text;color:transparent}
.stats span{color:var(--mute);font-weight:600;font-size:.95rem}

/* ---------- sections ---------- */
.sec{position:relative;padding:110px 0;overflow:hidden}
.sec > .wrap{position:relative;z-index:1}
.sec.alt,.sec.sand,.sec.tealy{background:var(--bg2)}
.sec.dark{background:linear-gradient(180deg,var(--tint) 0%,#f6fafb 100%)}
.sec.deco::before{content:"";position:absolute;width:620px;height:620px;inset-inline-end:-260px;top:-260px;border-radius:50%;background:radial-gradient(circle,rgba(207,232,237,.8),transparent 65%);pointer-events:none}
.sec.pattern::before{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(14,42,48,.08) 1px,transparent 1px);background-size:24px 24px;mask-image:linear-gradient(transparent,#000 30%,#000 70%,transparent);-webkit-mask-image:linear-gradient(transparent,#000 30%,#000 70%,transparent);pointer-events:none}
.sec-head{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;flex-wrap:wrap;margin-bottom:44px}
.sec-head h2{margin:0;max-width:20ch}
.sec-head p{color:var(--mute);max-width:42ch;font-size:1.08rem}

/* ---------- banks marquee ---------- */
.marquee{position:relative;display:flex;align-items:center;gap:26px;overflow:hidden;padding:64px 0 6px}
.marquee-label{flex:none;color:var(--mute2);font-weight:700;font-size:.9rem;padding-inline-start:max(20px,calc((100vw - 1180px)/2 + 20px));white-space:nowrap}
.marquee-track{overflow:hidden;flex:1;mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent);-webkit-mask-image:linear-gradient(90deg,transparent,#000 8%,#000 92%,transparent)}
.marquee-row{display:flex;align-items:center;gap:20px;white-space:nowrap;width:max-content;animation:marq 40s linear infinite;padding:12px 0}
.marquee:hover .marquee-row{animation-play-state:paused}
@keyframes marq{from{transform:translateX(0)}to{transform:translateX(50%)}}
.blogo{display:inline-flex;align-items:center;justify-content:center;background:#fff;border-radius:16px;padding:10px 20px;height:66px;border:1px solid var(--line);box-shadow:var(--sh1);flex:none;transition:transform .25s,box-shadow .25s}
.blogo:hover{transform:translateY(-3px);box-shadow:var(--sh2)}
.blogo img{height:40px;width:auto;max-width:180px;object-fit:contain}
.blogo.sm{height:46px;padding:7px 14px;border-radius:12px;box-shadow:none}
.blogo.sm img{height:30px;max-width:130px}

/* ---------- strengths (feature rows) ---------- */
.feat{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center;margin-top:90px}
.feat:first-of-type{margin-top:56px}
.feat.rev .feat-vis{order:2}
.feat-text h3{font-size:clamp(1.7rem,3vw,2.4rem);font-weight:900;line-height:1.15;margin-bottom:16px;letter-spacing:-.015em}
.feat-text p{color:var(--mute);font-size:1.12rem;margin-bottom:22px}
.feat-vis{position:relative;border-radius:var(--r2);padding:36px;min-height:340px;display:grid;align-content:center;background:linear-gradient(150deg,#f3f9fa 0%,#e6f1f3 100%);border:1px solid var(--line);overflow:hidden}
.feat-vis::before{content:"";position:absolute;width:300px;height:300px;border-radius:50%;background:radial-gradient(circle,rgba(255,227,168,.7),transparent 70%);top:-120px;inset-inline-end:-80px;pointer-events:none}
.feat-vis::after{content:"";position:absolute;inset:0;background-image:radial-gradient(rgba(14,42,48,.07) 1px,transparent 1px);background-size:22px 22px;pointer-events:none}
.feat-vis > *{position:relative;z-index:1}
@media (max-width:900px){.feat{grid-template-columns:1fr;gap:30px;margin-top:70px}.feat.rev .feat-vis{order:0}.feat-vis{min-height:0;padding:22px}}

/* chat mock */
.chat{display:grid;gap:12px;max-width:380px;margin-inline:auto;width:100%;background:#fff;border-radius:24px;padding:18px;box-shadow:var(--sh2)}
.chat .who{display:flex;align-items:center;gap:10px;padding-bottom:12px;border-bottom:1px solid var(--line)}
.chat .who .av{width:40px;height:40px;border-radius:50%;background:var(--goldg);display:grid;place-items:center;font-weight:900;color:#1a1405}
.chat .who b{display:block;font-size:.95rem}
.chat .who small{color:var(--ok);font-size:.8rem;font-weight:700}
.bub{padding:11px 15px;border-radius:18px;font-size:.95rem;max-width:85%;line-height:1.5}
.bub.me{background:var(--bg2);justify-self:start;border-start-start-radius:6px;color:var(--text)}
.bub.him{background:var(--tealg);color:#fff;font-weight:600;justify-self:end;border-start-end-radius:6px}
.bub time{display:block;font-size:.7rem;opacity:.65;margin-top:2px}

/* bank compare mock */
.compare{display:grid;gap:10px;max-width:430px;margin-inline:auto;width:100%;background:#fff;border-radius:24px;padding:20px;box-shadow:var(--sh2)}
.compare .ttl{display:flex;justify-content:space-between;color:var(--mute);font-size:.85rem;font-weight:700;margin-bottom:4px}
.brow2{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:8px 10px;border-radius:14px;border:1px solid var(--line)}
.brow2.best{background:rgba(29,154,99,.06);border-color:rgba(29,154,99,.35)}
.brow2 .st{font-size:.8rem;font-weight:800;padding:5px 12px;border-radius:999px;white-space:nowrap}
.st.g{background:rgba(29,154,99,.12);color:var(--ok)}
.st.y{background:var(--goldsoft);color:#a8700e}
.st.n{background:var(--bg2);color:var(--mute)}
.report{margin-top:6px;padding:16px 18px;border-radius:18px;background:var(--ink);color:#fff}
.report small{display:block;color:var(--gold2);font-weight:800;margin-bottom:10px}
.rep-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.rep-row b{display:block;font-size:1.45rem;font-weight:900;color:#fff;direction:ltr;text-align:right}
.rep-row span{color:#a9c3c8;font-size:.85rem}

/* docs mock */
.docs{position:relative;max-width:400px;margin-inline:auto;width:100%;display:grid;gap:12px}
.doc{display:flex;align-items:center;gap:14px;padding:14px 16px;border-radius:18px;background:#fff;box-shadow:var(--sh1);border:1px solid var(--line)}
.doc .di{width:42px;height:42px;border-radius:12px;background:var(--tint);color:var(--teal);display:grid;place-items:center;flex:none}
.doc .di svg{width:22px;height:22px}
.doc b{display:block;font-size:.95rem}
.doc small{color:var(--mute);font-size:.8rem}
.doc .st{margin-inline-start:auto;font-size:.78rem;font-weight:800;padding:4px 10px;border-radius:999px}
.stamp{position:absolute;inset-inline-end:-6px;bottom:-18px;transform:rotate(-10deg);border:3px solid var(--ok);color:var(--ok);font-weight:900;font-size:1.15rem;padding:6px 16px;border-radius:12px;background:#fff;box-shadow:var(--sh2)}

.ticks{list-style:none;padding:0;display:grid;gap:12px;margin-bottom:24px}
.ticks li{color:var(--mute);padding-inline-start:34px;position:relative}
.ticks li::before{content:"";position:absolute;inset-inline-start:0;top:3px;width:22px;height:22px;border-radius:7px;background:var(--tint) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M6 12.5l4 4 8-9' fill='none' stroke='%232b7c88' stroke-width='2.8' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/15px no-repeat}
.ticks b{color:var(--ink)}

/* ---------- quick calculator ---------- */
.quick{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.sliders{display:grid;gap:26px;margin-top:8px}
.sliders label{display:grid;grid-template-columns:1fr auto;gap:12px;font-weight:700;color:var(--text)}
.sliders output{font-weight:900;color:var(--ink);font-size:1.2rem;font-variant-numeric:tabular-nums}
.sliders input[type=range]{grid-column:1/-1;-webkit-appearance:none;appearance:none;height:8px;border-radius:999px;background:linear-gradient(to left,var(--teal) var(--fill,50%),var(--tint2) var(--fill,50%));outline:none;direction:rtl}
.sliders input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:28px;height:28px;border-radius:50%;background:#fff;border:6px solid var(--teal);cursor:pointer;box-shadow:0 0 0 6px rgba(43,124,136,.15),0 6px 14px rgba(14,42,48,.25)}
.sliders input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:#fff;border:6px solid var(--teal);cursor:pointer}
.quick-out{position:relative;border-radius:var(--r2);padding:40px 34px;text-align:center;display:grid;gap:10px;justify-items:center;background:var(--ink);color:#fff;box-shadow:0 40px 80px -40px rgba(14,42,48,.7);overflow:hidden}
.quick-out::before{content:"";position:absolute;width:340px;height:340px;border-radius:50%;background:radial-gradient(circle,rgba(244,177,61,.35),transparent 70%);top:-170px;left:50%;transform:translateX(-50%);pointer-events:none}
.quick-out > *{position:relative}
.quick-out span{color:#a9c3c8;font-weight:700}
.quick-out b{font-size:clamp(3rem,7vw,4.6rem);font-weight:900;line-height:1;background:var(--goldg);-webkit-background-clip:text;background-clip:text;color:transparent;font-variant-numeric:tabular-nums}
.quick-out small{color:#a9c3c8;margin-bottom:12px}
.quick-out .disclaimer{color:#8fa9ae}
@media (max-width:900px){.quick{grid-template-columns:1fr;gap:40px}}

/* ---------- cards ---------- */
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{position:relative;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:30px 26px;box-shadow:var(--sh1);transition:transform .3s,box-shadow .3s,border-color .3s;overflow:hidden;text-decoration:none;color:var(--text)}
.card::before{content:"";position:absolute;inset:0;border-radius:inherit;background:radial-gradient(320px 180px at var(--mx,80%) var(--my,0%),rgba(207,232,237,.7),transparent 60%);opacity:0;transition:opacity .3s;pointer-events:none}
.card:hover{transform:translateY(-6px);box-shadow:var(--sh2);border-color:var(--line2)}
.card:hover::before{opacity:1}
.card > *{position:relative}
.card .ic{box-sizing:content-box;width:28px;height:28px;padding:14px;border-radius:16px;background:var(--tint);color:var(--teal);margin-bottom:20px}
.cards .card:nth-child(3n+2) .ic{background:var(--goldsoft);color:#b07612}
.cards .card:nth-child(3n) .ic{background:#e6eef6;color:var(--blue)}
.card h3{margin-bottom:10px;font-size:1.22rem}
.card p{color:var(--mute)}
.post .tag{display:inline-block;background:var(--goldsoft);color:#9a6608;border-radius:999px;padding:3px 12px;font-size:.8rem;font-weight:800;margin-bottom:14px}
.post.feat-post{border-color:var(--gold2);background:linear-gradient(160deg,#fffaf0,#fff)}

/* ---------- process ---------- */
.flow{list-style:none;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s;position:relative}
.flow::before{content:"";position:absolute;top:44px;inset-inline:12%;height:2px;background:repeating-linear-gradient(90deg,var(--line2) 0 8px,transparent 8px 14px)}
.flow li{position:relative;text-align:center;padding:0 10px;counter-increment:s}
.flow .step{position:relative;width:88px;height:88px;margin:0 auto 22px;border-radius:28px;display:grid;place-items:center;background:#fff;border:1px solid var(--line);box-shadow:var(--sh2)}
.flow .step svg{width:36px;height:36px;color:var(--teal)}
.flow .step::after{content:counter(s);position:absolute;top:-10px;inset-inline-end:-10px;width:30px;height:30px;border-radius:50%;background:var(--goldg);color:#1a1405;font-weight:900;display:grid;place-items:center;font-size:.9rem;box-shadow:0 0 0 4px var(--bg2)}
.flow h3{margin-bottom:6px}
.flow p{color:var(--mute);font-size:.98rem}
@media (max-width:900px){.flow{grid-template-columns:1fr 1fr;gap:44px 18px}.flow::before{display:none}}

/* ---------- photo cards (tools) ---------- */
.pcard{position:relative;display:flex;flex-direction:column;background:#fff;border-radius:var(--r2);overflow:hidden;text-decoration:none;color:var(--text);border:1px solid var(--line);box-shadow:var(--sh1);transition:transform .35s,box-shadow .35s}
.pcard img{width:100%;height:220px;object-fit:cover;transition:transform .8s cubic-bezier(.2,.8,.2,1);background:var(--tint)}
.pcard:hover{transform:translateY(-6px);box-shadow:var(--sh2)}
.pcard:hover img{transform:scale(1.06)}
.pcard div{padding:24px 26px 28px;position:relative;background:#fff}
.pcard h3{margin-bottom:8px;font-size:1.3rem}
.pcard p{color:var(--mute);margin-bottom:14px}
.pcard span{display:inline-flex;align-items:center;gap:8px;color:var(--teal);font-weight:800}

/* ---------- trust ---------- */
.trust{display:grid;grid-template-columns:1fr 1.1fr;gap:64px;align-items:center}
.trust .assoc{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px 26px;max-width:360px;margin-bottom:24px;box-shadow:var(--sh1)}
.cert{position:relative;display:block;border-radius:18px;overflow:hidden;box-shadow:var(--sh2),0 0 0 1px var(--line);transform:rotate(-1.5deg);transition:transform .4s}
.cert:hover{transform:rotate(0) scale(1.02)}
.cert img{width:100%;height:auto}
.cert-wrap{position:relative}
.cert-wrap::before{content:"";position:absolute;inset:-30px;border-radius:40px;background:radial-gradient(circle at 50% 50%,rgba(255,227,168,.6),transparent 65%);filter:blur(10px);z-index:0}
.cert-wrap > *{position:relative;z-index:1}
.cert-cap{color:var(--mute2);font-size:.9rem;margin-top:14px;text-align:center}
.badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:6px}
.badges span{display:inline-flex;align-items:center;gap:8px;padding:8px 14px;border-radius:999px;background:#fff;border:1px solid var(--line);font-weight:700;font-size:.92rem;color:var(--text)}
.badges span::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--gold)}

/* ---------- CTA banner ---------- */
.cta-photo,.band{position:relative;padding:30px 0 100px;background:transparent}
.cta-box{position:relative;overflow:hidden;border-radius:36px;padding:68px 56px;background:radial-gradient(500px 300px at 10% 120%,rgba(244,177,61,.35),transparent 60%),radial-gradient(500px 300px at 90% -20%,rgba(79,138,148,.55),transparent 60%),var(--ink);color:#fff;display:flex;align-items:center;justify-content:space-between;gap:30px;flex-wrap:wrap;box-shadow:0 40px 90px -40px rgba(14,42,48,.7)}
.cta-box::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.05) 1px,transparent 1px);background-size:48px 48px;mask-image:linear-gradient(90deg,transparent,#000);-webkit-mask-image:linear-gradient(90deg,transparent,#000)}
.cta-box > *{position:relative}
.cta-box h2{margin:0;font-size:clamp(1.9rem,4.4vw,3.1rem);color:#fff;max-width:18ch}
.cta-box p{color:#a9c3c8;font-weight:600;margin-top:10px;font-size:1.1rem}
.cta-box .btn-dark{background:var(--goldg);color:#1a1405;box-shadow:0 12px 30px -10px rgba(232,160,36,.7)}
@media (max-width:640px){.cta-box{padding:44px 24px;border-radius:28px}}

/* ---------- FAQ ---------- */
details{background:#fff;border:1px solid var(--line);border-radius:18px;padding:0;margin-top:12px;box-shadow:var(--sh1);transition:border-color .25s,box-shadow .25s}
details[open]{border-color:var(--line2);box-shadow:var(--sh2)}
summary{cursor:pointer;font-weight:800;font-size:1.08rem;padding:20px 24px;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;color:var(--ink)}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";flex:none;width:32px;height:32px;border-radius:50%;display:grid;place-items:center;background:var(--tint);color:var(--teal);font-size:1.3rem;font-weight:700;transition:transform .25s,background .25s}
details[open] summary::after{transform:rotate(45deg);background:var(--goldsoft);color:#a8700e}
details p{color:var(--mute);padding:0 24px 22px}

/* ---------- contact & forms ---------- */
.contact{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.details{list-style:none;padding:0;display:flex;gap:12px;flex-wrap:wrap;margin-top:8px}
.details.col{flex-direction:column;align-items:stretch;gap:12px;max-width:440px}
.details.col li{display:flex;align-items:center;gap:14px;padding:16px 18px;border-radius:18px;background:#fff;border:1px solid var(--line);box-shadow:var(--sh1)}
.details.col li > span:not(.lbl),.details.col li > a:not(.pill){font-weight:700;text-decoration:none;color:var(--ink)}
.details .lbl{display:block;color:var(--mute2);font-size:.85rem;min-width:96px}
.pill{display:inline-flex;align-items:center;gap:8px;text-decoration:none;font-weight:800;padding:13px 24px;border-radius:999px;background:#fff;border:1.5px solid var(--line2);color:var(--ink);transition:border-color .2s}
.pill:hover{border-color:var(--teal)}
.pill.wa{background:#1fa855;border-color:#1fa855;color:#fff}
.details.col .pill{padding:8px 18px}
.form{position:relative;border-radius:var(--r2);padding:34px;display:grid;gap:16px;background:#fff;border:1px solid var(--line);box-shadow:var(--sh2)}
.form label{display:grid;gap:8px;font-weight:700;color:var(--ink)}
.form input,.form select,.fields input,.fields select,.track-row input,.track-row select{font:inherit;color:var(--ink);background:var(--bg2);border:1px solid var(--line2);border-radius:14px;padding:14px 16px;width:100%;transition:border-color .2s,box-shadow .2s,background .2s}
.form input::placeholder{color:#9aaeb3}
.form input:focus,.form select:focus,.fields input:focus,.fields select:focus,.track-row input:focus,.track-row select:focus{outline:none;border-color:var(--teal);background:#fff;box-shadow:0 0 0 4px rgba(43,124,136,.14)}
.form .consent{display:flex;gap:10px;align-items:center;font-weight:500;color:var(--mute);font-size:.92rem}
.form .consent input{width:20px;height:20px;accent-color:var(--teal)}
.hp{position:absolute;width:1px;height:1px;padding:0;border:0;overflow:hidden;clip:rect(0 0 0 0);opacity:0;pointer-events:none}
.status{min-height:1.4em;font-weight:700}
.status.ok{color:var(--ok)} .status.err{color:var(--bad)}

/* ---------- inner page hero ---------- */
.page-hero{position:relative;overflow:hidden;padding:88px 0 76px;isolation:isolate;background:linear-gradient(180deg,#f3f9fa,#fff);border-bottom:1px solid var(--line)}
.page-hero .wrap{position:relative;z-index:1}
.page-hero h1{font-size:clamp(2.2rem,5vw,3.8rem);max-width:18ch}
.toc{display:flex;gap:10px;flex-wrap:wrap;margin-top:6px}
.toc a{background:#fff;border:1px solid var(--line2);color:var(--ink);text-decoration:none;padding:9px 18px;border-radius:999px;font-weight:700;font-size:.95rem;box-shadow:var(--sh1);transition:border-color .2s,color .2s}
.toc a:hover{border-color:var(--teal);color:var(--teal)}

/* ---------- services page ---------- */
.svc-list{display:grid;gap:18px}
.svc{display:grid;grid-template-columns:96px 1fr;gap:30px;padding:36px;border-radius:var(--r2);background:#fff;border:1px solid var(--line);box-shadow:var(--sh1);transition:box-shadow .3s,border-color .3s}
.svc:hover{box-shadow:var(--sh2);border-color:var(--line2)}
.svc-ic{width:88px;height:88px;border-radius:26px;background:var(--tint);display:grid;place-items:center;color:var(--teal)}
.svc:nth-child(even) .svc-ic{background:var(--goldsoft);color:#b07612}
.svc-ic svg{width:40px;height:40px}
.svc h2{font-size:1.75rem;margin-bottom:10px}
.svc p{color:var(--mute);margin-bottom:16px;max-width:62ch}
@media (max-width:560px){.svc{grid-template-columns:1fr;padding:24px;gap:16px}.svc-ic{width:68px;height:68px;border-radius:20px}}

/* ---------- calculators ---------- */
.calc{display:grid;grid-template-columns:1.15fr .85fr;gap:24px;align-items:start}
.calc-card{border-radius:var(--r2);padding:32px;background:#fff;border:1px solid var(--line);box-shadow:var(--sh2)}
.calc-card h2{font-size:1.6rem;margin-bottom:8px}
.calc-card .sub{color:var(--mute);margin-bottom:22px}
.calc-card .btn{margin-top:4px}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.fields label{display:grid;gap:8px;font-weight:700;font-size:.95rem;color:var(--ink)}
.fields .full{grid-column:1/-1}
.track-row{display:grid;grid-template-columns:1.3fr 1fr .8fr .8fr auto;gap:8px;align-items:end;margin-bottom:12px}
.track-row label{display:grid;gap:5px;font-size:.82rem;font-weight:700;color:var(--mute)}
.track-row input,.track-row select{font-size:.95rem;padding:10px 11px;border-radius:11px}
.icon-btn{width:40px;height:44px;border-radius:11px;border:1px solid var(--line2);background:#fff;cursor:pointer;font-size:1.1rem;color:var(--mute)}
.icon-btn:hover{color:var(--bad);border-color:var(--bad)}
.add-btn{background:none;border:1.5px dashed var(--line2);border-radius:14px;padding:12px;width:100%;font:inherit;font-weight:800;color:var(--teal);cursor:pointer;margin-top:4px;transition:border-color .2s,background .2s}
.add-btn:hover{border-color:var(--teal);background:var(--tint)}
.results{margin-top:22px;border-radius:20px;padding:22px;display:grid;grid-template-columns:repeat(3,1fr);gap:14px;text-align:center;background:var(--ink);color:#fff}
.results b{display:block;font-size:1.5rem;font-weight:900;color:var(--gold2);font-variant-numeric:tabular-nums}
.results span{font-size:.85rem;color:#a9c3c8}
.results.two{grid-template-columns:1fr 1fr}
.verdict{margin-top:14px;padding:14px 18px;border-radius:14px;font-weight:700}
.verdict.pos{background:#e7f6ee;color:#16704a;border:1px solid #bfe6d1}
.verdict.neg{background:#fdecea;color:#9b2c22;border:1px solid #f4c6c0}
.scen{width:100%;border-collapse:collapse;margin-top:18px;font-size:.92rem}
.scen th,.scen td{padding:10px 8px;border-bottom:1px solid var(--line);text-align:right}
.scen th{color:var(--mute2);font-weight:700}
.scen td.pos{color:var(--ok);font-weight:800} .scen td.neg{color:var(--bad);font-weight:800}
.disclaimer{color:var(--mute2);font-size:.82rem;margin-top:16px;line-height:1.55}

/* ---------- guide ---------- */
.track{position:relative;border-radius:var(--r);padding:30px;margin-bottom:18px;background:#fff;border:1px solid var(--line);border-inline-start:5px solid var(--blue);box-shadow:var(--sh1)}
.track h3{font-size:1.45rem;margin-bottom:6px}
.track .tag2{display:inline-block;font-size:.8rem;font-weight:800;padding:3px 12px;border-radius:999px;background:var(--goldsoft);color:#9a6608;margin-bottom:14px}
.track p{color:var(--mute);margin-bottom:10px}
.track p b{color:var(--ink)}
.track .pc{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:12px}
.track .pc div{background:var(--bg2);border-radius:14px;padding:14px 16px;font-size:.95rem;color:var(--mute)}
.track .pc div:first-child b{color:var(--ok)}
.track .pc div:last-child b{color:var(--bad)}
.track .pc b{display:block;margin-bottom:4px}
.mixes{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.mix{border-radius:var(--r);padding:26px;background:#fff;border:1px solid var(--line);box-shadow:var(--sh1)}
.mix h3{margin-bottom:6px;font-size:1.35rem}
.mix p{color:var(--mute);font-size:.95rem;margin-bottom:16px}
.bar{display:flex;height:14px;border-radius:999px;overflow:hidden;margin-bottom:14px;gap:3px}
.bar i{display:block;height:100%;border-radius:3px}
.legend{list-style:none;padding:0;display:grid;gap:6px;font-size:.9rem;color:var(--mute)}
.legend li::before{content:"";display:inline-block;width:10px;height:10px;border-radius:3px;background:var(--c);margin-inline-end:8px}
.rules{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.rule{border-radius:var(--r);padding:28px;background:#fff;border:1px solid var(--line);box-shadow:var(--sh1)}
.rule b{display:block;font-size:2.8rem;font-weight:900;line-height:1;margin-bottom:10px;background:var(--tealg);-webkit-background-clip:text;background-clip:text;color:transparent}
.rule span{color:var(--mute)}

/* ---------- about / team ---------- */
.split{display:grid;grid-template-columns:1fr 1.1fr;gap:64px;align-items:center}
.team{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.team.one{grid-template-columns:minmax(0,460px)}
.person{border-radius:var(--r);padding:24px;display:flex;gap:18px;align-items:center;background:#fff;border:1px solid var(--line);box-shadow:var(--sh1)}
.person .av{width:68px;height:68px;border-radius:22px;background:var(--tint);display:grid;place-items:center;flex:none}
.person .av img{width:36px}
.person b{font-size:1.2rem;display:block;color:var(--ink)}
.person span{color:var(--mute);font-size:.95rem}

/* ---------- connect ---------- */
.choices{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.choices.one{grid-template-columns:minmax(0,460px);justify-content:center}
.choice{border-radius:var(--r2);padding:44px 26px;text-decoration:none;display:grid;gap:14px;justify-items:center;text-align:center;background:#fff;border:1px solid var(--line);box-shadow:var(--sh2);transition:transform .3s,border-color .3s}
.choice:hover{transform:translateY(-6px);border-color:var(--line2)}
.choice svg{width:64px;height:64px;color:var(--teal);padding:16px;box-sizing:content-box;border-radius:26px;background:var(--tint)}
.choice h2{margin:0;font-size:1.6rem}
.choice p{color:var(--mute)}

/* ---------- footer ---------- */
.foot{position:relative;background:var(--bg2);padding:64px 0 26px;color:var(--mute);border-top:1px solid var(--line)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1.2fr;gap:36px}
.foot h4{color:var(--ink);margin-bottom:14px;font-size:1.05rem}
.foot a{display:block;text-decoration:none;margin-bottom:8px;transition:color .2s}
.foot a:hover{color:var(--teal)}
.foot .mk{display:inline-block;margin-bottom:16px}
.foot .mk img{height:40px;width:auto}
.foot-note{max-width:34ch}
.foot-bottom{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-top:44px;padding-top:20px;border-top:1px solid var(--line);font-size:.85rem;color:var(--mute2)}
.fab{position:fixed;bottom:22px;inset-inline-start:22px;width:58px;height:58px;border-radius:50%;background:#1fa855;color:#fff;display:grid;place-items:center;box-shadow:0 12px 30px rgba(14,42,48,.3),0 0 0 6px rgba(31,168,85,.15);z-index:40;transition:transform .2s}
.fab:hover{transform:scale(1.07)}

/* ---------- scroll reveal ---------- */
.rv{opacity:0;transform:translateY(24px);transition:opacity .8s cubic-bezier(.2,.8,.2,1),transform .8s cubic-bezier(.2,.8,.2,1)}
.rv.in{opacity:1;transform:none}

/* ---------- responsive ---------- */
@media (max-width:1000px){
  .hero-in{grid-template-columns:1fr;gap:20px}
  .stage{min-height:460px;max-width:520px;width:100%;margin:0 auto}
}
@media (max-width:900px){
  .contact,.split,.trust{grid-template-columns:1fr;gap:44px}
  .cards{grid-template-columns:1fr 1fr}
  .stats-in{grid-template-columns:repeat(3,1fr);row-gap:24px}
  .stats-in > div + div::before{display:none}
  .foot-grid{grid-template-columns:1fr 1fr}
  .team{grid-template-columns:1fr}
  .calc,.mixes,.rules{grid-template-columns:1fr}
  .track .pc{grid-template-columns:1fr}
  .sec{padding:84px 0}
}
@media (max-width:560px){
  .cards,.choices,.foot-grid{grid-template-columns:1fr}
  .flow{grid-template-columns:1fr}
  .stats-in{grid-template-columns:1fr 1fr}
  .stats-in > div:last-child{grid-column:1/-1}
  .hero{padding:40px 0 100px}
  .stage{min-height:360px;margin-top:16px}
  .house{width:160px}
  .halo{width:300px;height:300px}
  .orbit.o1{width:320px;height:320px}
  .orbit.o2{width:230px;height:230px}
  .fc-ok,.fc-bank{display:none}
  .fc-rate{top:0;inset-inline-start:0;width:176px;padding:12px 14px}
  .fc-rate b{font-size:1.3rem}
  .fc-file{bottom:0;inset-inline-start:auto;inset-inline-end:0;width:196px;padding:12px 14px}
  .trust-row{flex-wrap:nowrap;gap:12px;font-size:.88rem;margin-top:30px}
  .sec{padding:68px 0}
  .nav-in{height:64px;gap:10px}
  .brand{flex:1 1 auto;min-width:0}
  .brand img{width:100%;max-width:190px;height:auto}
  .nav-act{flex:none;gap:8px}
  .nav-act .btn.sm{padding:8px 12px;font-size:.82rem}
  .burger{width:40px;height:40px}
  .fields{grid-template-columns:1fr}
  .results,.results.two{grid-template-columns:1fr}
  .track-row{grid-template-columns:1fr 1fr}
  .track-row .icon-btn{width:100%}
  .form{padding:24px}
  .calc-card{padding:24px}
  .cta-row .btn{flex:1}
  .details.col li{flex-wrap:wrap}
  .blogo{height:56px;padding:8px 14px}
  .blogo img{height:32px}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation:none!important;transition:none!important}
  .rv{opacity:1;transform:none}
}

/* =========================================================
   שכבת חדשנות: טיפוגרפיה, טלפון בגיבור, Bento
   ========================================================= */
:root{--display:"Rubik","Heebo",system-ui,sans-serif}
h1,h2,h3,.stats b,.bx-stat b,.quick-out b,.rule b{font-family:var(--display)}
h1{font-weight:800;letter-spacing:-.035em;font-size:clamp(2.7rem,6.6vw,5.4rem);line-height:1}
h1 .soft{color:#9fb3b8}
h2{font-weight:800;letter-spacing:-.025em}
h3{font-weight:700}

/* rotating word */
.rot{display:inline-grid;height:1.04em;overflow:hidden;vertical-align:bottom}
.rot > span{grid-area:1/1;display:block;animation:rot 9s cubic-bezier(.7,0,.3,1) infinite;transform:translateY(110%)}
.rot > span:nth-child(1){animation-delay:-.6s}
.rot > span:nth-child(2){animation-delay:2.4s}
.rot > span:nth-child(3){animation-delay:5.4s}
.rot > span:nth-child(4){display:none}
@keyframes rot{0%{transform:translateY(110%)}5%,33%{transform:translateY(0)}38%,100%{transform:translateY(-110%)}}
@media (prefers-reduced-motion:reduce){.rot > span{display:none}.rot > span:nth-child(4){display:block;transform:none}}

/* hero phone */
.stage{perspective:1400px}
.phone3d{position:relative;z-index:1;transform:rotateY(-14deg) rotateX(6deg) rotateZ(2deg);transform-style:preserve-3d;animation:float 8s ease-in-out infinite}
.hero .phone{width:270px;height:540px;border-radius:44px;background:#fff;border:10px solid var(--ink);box-shadow:0 60px 90px -40px rgba(14,42,48,.55),0 0 0 1px rgba(14,42,48,.08),inset 0 0 0 1px rgba(14,42,48,.06);padding:34px 16px 16px;display:flex;flex-direction:column;gap:12px;position:relative;overflow:hidden;transform:none;color:var(--ink)}
.ph-notch{position:absolute;top:8px;left:50%;transform:translateX(-50%);width:90px;height:22px;border-radius:999px;background:var(--ink)}
.ph-top{display:flex;align-items:center;gap:10px}
.ph-top img{width:26px;height:26px}
.ph-top b{display:block;font-size:.98rem;font-family:var(--display)}
.ph-top small{color:var(--mute);font-size:.72rem}
.ph-prog{display:flex;align-items:center;gap:12px;background:var(--tint);border-radius:18px;padding:12px}
.ph-prog b{display:block;font-size:.95rem}
.ph-prog small{color:var(--mute);font-size:.75rem}
.mini-ring.big{width:62px;height:62px}
.mini-ring.big::before{width:48px;height:48px;font-size:.88rem}
.ph-offer{border-radius:18px;padding:12px;background:var(--ink);color:#fff}
.ph-offer small{color:#a9c3c8;font-size:.72rem;font-weight:700}
.ph-offer-row{display:flex;align-items:center;justify-content:space-between;margin:6px 0 10px}
.ph-offer-row b{font-family:var(--display);font-size:1.5rem;color:var(--gold2)}
.blogo.xs{height:34px;padding:4px 10px;border-radius:10px;border:0;box-shadow:none}
.blogo.xs img{height:22px}
.ph-bar{height:6px;border-radius:999px;background:rgba(255,255,255,.15);overflow:hidden}
.ph-bar i{display:block;height:100%;border-radius:inherit;background:var(--goldg)}
.ph-list{list-style:none;padding:0;display:grid;gap:7px;font-size:.8rem}
.ph-list li{display:flex;justify-content:space-between;background:var(--bg2);padding:8px 11px;border-radius:11px}
.ph-list .ok::after{content:"✓";color:var(--ok);font-weight:900}
.ph-list .wait::after{content:"⋯";color:var(--gold3);font-weight:900}
.ph-nav{margin-top:auto;display:flex;justify-content:space-around;padding-top:10px;border-top:1px solid var(--line)}
.ph-nav i{width:22px;height:22px;border-radius:7px;background:var(--tint2)}
.ph-nav i.on{background:var(--teal)}
.hero .fc-rate{top:10%;inset-inline-start:-4%}
.hero .fc-ok{top:auto;bottom:10%;inset-inline-end:-6%}
.hero .fc-bank{top:3%;inset-inline-end:2%}

/* bento grid */
.bento{display:grid;grid-template-columns:repeat(12,1fr);gap:18px}
.bx{position:relative;border-radius:28px;background:#fff;border:1px solid var(--line);box-shadow:var(--sh1);padding:30px;overflow:hidden;transition:transform .35s,box-shadow .35s}
.bx:hover{transform:translateY(-4px);box-shadow:var(--sh2)}
.bx h3{font-size:1.45rem;margin-bottom:8px;letter-spacing:-.01em}
.bx p{color:var(--mute)}
.bx-text{margin-bottom:22px;max-width:46ch;position:relative;z-index:1}
.bx-chat{grid-column:span 7;background:linear-gradient(160deg,#f3f9fa,#e6f1f3)}
.bx-banks{grid-column:span 5;grid-row:span 2;background:linear-gradient(170deg,#fffaf0,#fff 60%)}
.bx-banks .compare{box-shadow:none;border:1px solid var(--line);padding:16px}
.bx-chat .chat{margin-inline:0;max-width:none}
.bx-stat{grid-column:span 7;display:none}
.bx-stat{display:flex;flex-direction:column;justify-content:flex-end;min-height:190px;grid-column:span 7}
.bento > .bx-stat:nth-of-type(3){grid-column:span 3}
.bento > .bx-stat:nth-of-type(4){grid-column:span 4}
.bx-stat b{font-size:clamp(2.6rem,5vw,4rem);font-weight:900;line-height:1;letter-spacing:-.03em;background:var(--tealg);-webkit-background-clip:text;background-clip:text;color:transparent;margin-bottom:8px}
.bx-stat span{color:var(--mute);font-weight:600;font-size:.95rem}
.bx-gold{background:var(--goldg);border-color:transparent}
.bx-gold b{background:none;color:#1a1405;-webkit-text-fill-color:#1a1405}
.bx-gold span{color:#4a3a12}
.bx-ink{background:var(--ink);border-color:transparent}
.bx-ink b{background:var(--goldg);-webkit-background-clip:text;background-clip:text}
.bx-ink span{color:#a9c3c8}
.bx-docs{grid-column:span 8;display:grid;grid-template-columns:1fr 1fr;gap:26px;align-items:center;background:linear-gradient(160deg,#f6f9fb,#eaf1f6)}
.bx-docs .bx-text{margin:0}
.bx-docs .docs{margin:0}
.bx-live{grid-column:span 4;display:flex;flex-direction:column;justify-content:space-between;gap:18px;background:linear-gradient(160deg,#eef6f7,#fff)}
.bx-live .mini-ring.big{width:84px;height:84px}
.bx-live .mini-ring.big::before{width:66px;height:66px;font-size:1rem}
.bx-live h3{margin-bottom:4px}
@media (max-width:1000px){
  .bx-chat,.bx-banks,.bx-docs,.bx-live{grid-column:span 12;grid-row:auto}
  .bento > .bx-stat:nth-of-type(3),.bento > .bx-stat:nth-of-type(4){grid-column:span 6}
}
@media (max-width:640px){
  .bento{gap:14px}
  .bx{padding:22px;border-radius:24px}
  .bento > .bx-stat:nth-of-type(3),.bento > .bx-stat:nth-of-type(4){grid-column:span 6}
  .bx-stat{min-height:150px}
  .bx-docs{grid-template-columns:1fr}
  .hero .phone{width:230px;height:470px;border-width:8px;border-radius:38px}
  .phone3d{transform:rotateY(-8deg) rotateX(4deg)}
  .hero .fc-rate{inset-inline-start:-2%;top:2%}
  .marquee{padding-top:40px}
}
@media (max-width:640px){
  .stage{min-height:520px}
  .hero .fc-rate{top:-2%;inset-inline-start:-4%;transform:scale(.9)}
  .marquee-label{display:none}
}

/* =========================================================
   תנועה: מעברי עמודים, חלונות נפתחים, גלילה
   ========================================================= */
/* כניסה לעמוד: מסך מותג שנפתח למעלה (CSS בלבד, לא נתקע גם בלי JS) */
.pt body::after{content:"";position:fixed;inset:0;z-index:200;pointer-events:none;
  background:url("assets/mark.png") center/84px no-repeat,linear-gradient(160deg,#16424c,#0e2a30);
  animation:curtainUp .75s .12s cubic-bezier(.76,0,.24,1) forwards}
@keyframes curtainUp{to{transform:translateY(-100%)}}
.pt main{animation:pageIn .8s .35s cubic-bezier(.2,.8,.2,1) both}
@keyframes pageIn{from{opacity:0;transform:translateY(30px)}}
/* יציאה מעמוד */
.leave{position:fixed;inset:0;z-index:210;background:url("assets/mark.png") center/84px no-repeat,linear-gradient(160deg,#16424c,#0e2a30);transform:translateY(100%);transition:transform .5s cubic-bezier(.76,0,.24,1)}
.leave.go{transform:none}

/* פס התקדמות גלילה */
.scroll-prog{position:fixed;top:0;inset-inline:0;height:3px;z-index:60;background:var(--goldg);transform-origin:right;transform:scaleX(0);pointer-events:none}

/* חשיפת כותרות מילה-מילה */
.wsplit .w{display:inline-block;overflow:hidden;vertical-align:bottom;padding-bottom:.08em;margin-bottom:-.08em}
.wsplit .w > span{display:inline-block;transform:translateY(105%);transition:transform .8s cubic-bezier(.2,.8,.2,1)}
.wsplit.shown .w > span{transform:none}

/* חשיפה חזקה יותר של אלמנטים בגלילה */
.rv{opacity:0;transform:translateY(40px) scale(.97);filter:blur(6px);transition:opacity .9s cubic-bezier(.2,.8,.2,1),transform .9s cubic-bezier(.2,.8,.2,1),filter .9s}
.rv.in{opacity:1;transform:none;filter:none}
.bx.rv:nth-child(even){transform:translateY(40px) rotate(-1deg) scale(.97)}

/* כרטיסי שירות שנפתחים */
.svc-open{cursor:pointer}
.open-hint{display:inline-flex;align-items:center;gap:8px;margin-top:16px;font-weight:800;color:var(--teal);font-size:.95rem}
.open-hint i{font-style:normal;width:26px;height:26px;border-radius:50%;display:grid;place-items:center;background:var(--tint);transition:transform .3s,background .3s}
.svc-open:hover .open-hint i{transform:rotate(90deg);background:var(--gold);color:#1a1405}
.sheet-open{overflow:hidden}
.sheet-wrap{position:fixed;inset:0;z-index:120;display:grid;place-items:center;padding:20px;background:rgba(14,42,48,0);backdrop-filter:blur(0);transition:background .4s,backdrop-filter .4s}
.sheet-wrap.on{background:rgba(14,42,48,.45);backdrop-filter:blur(8px)}
.sheet{position:relative;width:min(640px,100%);max-height:calc(100dvh - 40px);overflow:auto;background:#fff;border-radius:30px;padding:40px 36px 34px;box-shadow:0 50px 100px -30px rgba(14,42,48,.6);
  transform:scale(.15);opacity:0;transition:transform .6s cubic-bezier(.2,.9,.2,1),opacity .3s}
.sheet-wrap.on .sheet{transform:none;opacity:1}
.sheet h2{font-size:clamp(1.6rem,3.4vw,2.3rem);margin-bottom:12px}
.sheet p{color:var(--mute);font-size:1.1rem;margin-bottom:20px}
.sheet-ic .ic{box-sizing:content-box;width:34px;height:34px;padding:16px;border-radius:20px;background:var(--tint);color:var(--teal);margin-bottom:18px}
.sheet-x{position:absolute;top:16px;inset-inline-end:16px;width:42px;height:42px;border-radius:50%;border:1px solid var(--line2);background:#fff;font-size:1.6rem;line-height:1;cursor:pointer;color:var(--ink);transition:transform .3s}
.sheet-x:hover{transform:rotate(90deg)}
.sheet-acts{display:flex;gap:12px;flex-wrap:wrap;margin-top:8px}
.sheet .ticks li{opacity:0;transform:translateX(-14px);transition:opacity .5s,transform .5s}
.sheet-wrap.on .sheet .ticks li{opacity:1;transform:none}
.sheet-wrap.on .sheet .ticks li:nth-child(1){transition-delay:.2s}
.sheet-wrap.on .sheet .ticks li:nth-child(2){transition-delay:.3s}
.sheet-wrap.on .sheet .ticks li:nth-child(3){transition-delay:.4s}
@media (max-width:560px){.sheet-wrap{place-items:end center;padding:0}.sheet{border-radius:28px 28px 0 0;padding:34px 22px 28px;width:100%;transform:translateY(100%);opacity:1}}

/* תנועה עדינה בפס הבנקים ובכפתורים */
.btn-gold{background-size:200% 100%;background-image:linear-gradient(110deg,#e8a024 0%,#f4b13d 30%,#fbd27e 50%,#f4b13d 70%,#e8a024 100%);animation:shine 5s ease-in-out infinite}
@keyframes shine{0%,60%{background-position:100% 0}100%{background-position:-100% 0}}

@media (prefers-reduced-motion:reduce){
  .pt body::after,.pt main{animation:none!important}
  .wsplit .w > span{transform:none}
  .rv{filter:none}
}